Missouri Car Insurance

Online car insurance rates for Missouri can be significantly different than what you may get from an agent, so it's important to get quotes from both to make a fair comparison. You may have found your car insurance rates have increased due to an accident, a claim, a teen driver who just got their license, or some other event.

People tend to stay with the same company for years, even though they may be paying more than they have to! Compare rates from other Missouri companies today and prevent this from happening to you.

Cheaper Missouri Rates are Available!

Choosing lower deductibles for comprehensive and collision coverage can really help lower the average premium paid by Missouri drivers. Even though Kansas City may have the most people in Missouri, that doesn't mean car insurance rates will be higher or lower where you live.

Compare Missouri Car Insurance Rates

Entering the same quote information can be repetitive and take time, so our site gives you multiple comparisons with only one quick quote form. Did your renewal premium decrease? That's great but it doesn't guarantee that you're actually getting the best Missouri car insurance rate.

Even High Risk and SR22 Car Insurance Quotes!

Quoting and buying car insurance online has become much easier over the last few years. Remember that liability insurance protects your assets in case you are held liable for an injury or property damage. You cannot carry too much liability coverage in Missouri.

If you think you car won't get stolen in Missouri, think again. There are over 17,479 vehicle thefts each year in Missouri.

Low Income and Liability Only Quotes

Each insurance company has their own set of rating criteria, so the rates from one insurer may be significantly different from another.

Insurance companies base their rates on many different factors, some of which are not under your control. It only takes about five minutes to get multiple estimates from different companies in your area.

Lower your Missouri Car Insurance with These Tips

  • Missouri car insurance rate comparisons should be made every year. This helps you place your coverage with the lowest cost car insurance company.
  • Compare car insurance in Missouri by clicking the 'Start' button at the top of this page
  • Clean up your credit report and see significant savings
  • Missouri car insurance ratings can vary depending on your home address and rates in some parts of Missouri may be lower than in other areas
  • Students with good grades often qualify for a discount rate
  • Compare rates now! You might be able to save 40% or more on car insurance in about 5 minutes!

Both New Car and Used Car Insurance Quotes

Prepare to pay more for physical damage coverage than liability coverage. Liability averages about $370, while physical damage insurance costs $396 for the average Missouri driver. Keep in mind when getting a Missouri car insurance quote that the Missouri state minimum liability limits are 25,000/50,000/10,000. You will want to buy more liability insurance than that however.

The best car insurance rates in Missouri may be through an online insurance company like GEICO or Progressive, or it may be through a traditional carrier like a local State Farm or Allstate agent. Liability insurance is a coverage that is very affordable and state minimum requirements are usually not enough insurance for most people.

If you could save 40% or more on your car insurance, wouldn't that be time well spent? Click to start a quote!

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Compare Missouri Rates
Most Stolen Cars in Missouri
  • 1999 Ford Taurus
  • 1996 Oldsmobile Cutlass
  • 2000 Pontiac Grand Prix
  • 1994 Ford Explorer
  • 2005 Dodge Ram Pickup
  • 2004 Ford F150 Pickup
  • 2000 Dodge Caravan
  • 2000 Dodge Intrepid
  • 2004 Dodge Stratus
  • 1998 Jeep Cherokee
Missouri Insurance Statistics
  • Minimum liability requirements in MO are $25,000 per person, $50,000 per accident, and $10,000 in property damage liability
  • There are 5,987,580 people in MO, over 3,965,000 licensed drivers, and over 17,479 vehicle thefts each year
  • Comprehensive coverage costs and average of $144 and collision coverage averages $252. Liability insurance is an additional $370.
  • Missouri ranks 37 out of 50 states for car insurance costs. Average car insurance rates in MO are $658.
  • Homeowners insurance in Missouri average $726 but if you combine your home and car insurance with the same company you could get a discount.